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CREDIT SCORE BUILDING PROGRAM

It's time to start... rebuildng your future!

Call Toll Free:

844-776-8312

SINGLES

$129.00 Set up fee

Only $59.95 /month

COUPLES

$249.00 Set up fee

Only $109.95 /month

THE CREDIT SCORE BUILDING PROGRAM

Our Credit Score Building Program is unmatched in the industry. Designed to be both affordable and effective, this program helps individuals recognize when to apply strategies that will enhance their credit profiles. It offers various techniques for building or rebuilding damaged credit, starting with an understanding of how inaccurate negative items impact your score and the long-term effects on your ability to secure a mortgage, financing, or auto loan.

 

Building your credit score requires discipline, commitment, and a clear focus on your goals. A common strategy for credit enhancement is obtaining a secured credit card or personal loan. Proper utilization, such as maintaining balances below 30% of the credit limit, will help steadily improve your score.

HOW CAN YOU EFFECTIVELY BUILD YOUR CREDIT SCORE?

We rely on a systematic approach to building a strong credit profile, which leads to an improved credit score. Proud Credit possesses the proven strategies to elevate your score, and we’re eager to share them with you. The key to achieving an excellent credit score is knowledge. Armed with this knowledge, you can manage your credit independently and maintain it for life. Our goal is to empower you with the understanding needed to qualify for loans and navigate the complexities of credit. Once you understand how credit scoring works, you'll be better equipped to make informed decisions when managing your bills.

IS YOUR CREDIT SCORE

RATING ABOVE 700?

Building credit history without a credit card can be challenging, and without credit history, qualifying for a credit card becomes difficult. However, by responsibly managing credit from the start, you can gradually build a strong credit profile and work your way toward an excellent credit score.

IF YOU WANT TO CHANGE

YOUR CURRENT SITUATION

   ALL YOU NEED TO DO IS...

 

  • Stop thinking about it

  • Stop talking about it

  • Stop planning for it

  • Stop looking for it

 

THE NUMBER ONE "Law of Money" IS DO IT!

 

NOTHING WILL COME UNTIL YOU

 

 

WE WILL SHOW YOU HOW TO

DO IT !

CALL TO SCHEDULE A FREE CONSULTATION

 Toll Free: 844-776-8312

REBUILD YOUR CREDIT SCORE

  1. Why challenge inaccurate information?

  2. 10 Proven Credit Repair Secrets you must know.

  3. How to Effectively Handle Debt Collectors

  4. How can I quickly improve my credit score?

  5. What is the quickest way to boost your score?

WHAT IS A SECURE CARD?

A secured credit card is a type of credit card backed by a cash deposit you make as collateral. The deposit acts as security for the credit issuer, and your credit limit is typically determined by the amount of the deposit, along with factors such as your income and ability to repay.

ARE CREDIT BUREAUS OBLIGATED TO RESPOND TO A DISPUTE?

In accordance with the Federal Trade Commission, credit bureaus are mandated to investigate disputed information, generally within a 30-day period, unless the dispute is deemed frivolous. The bureau must forward all pertinent information related to the dispute to the entity that originally provided the information. This entity is then required to conduct its own investigation and report the findings back to the credit bureau. If the information is found to be inaccurate, the originating company must notify all three credit bureaus to update the relevant details in your credit file.

SECURE CARD CREDIT LIMIT

Your credit limit is typically a percentage of your security deposit, though it may also match the deposit amount. In many cases, banks place the deposit into an interest-bearing savings account, where it remains until you close the account, upgrade to an unsecured credit card, or default on your balance.

WHAT IS PIGGYBACKING?

GO BACK

Piggybacking, also referred to as being an authorized user, involves an individual being granted permission to use a credit card by the primary cardholder. The primary cardholder remains responsible for all debt on the card, regardless of who incurs the charges. Piggybacking can be an effective strategy for building credit when used properly. The key to success with this method is to make timely payments and maintain a balance that does not exceed 30% of the available credit limit. For example, if your credit limit is $1,000, it’s important to keep your balance below $300. This demonstrates to lenders that you can manage credit responsibly without overextending your finances.

SECURE CARDS HAVE FEES?

Secured credit cards generally carry higher fees than unsecured credit cards. These may include an annual fee, an application fee, and in some cases, monthly maintenance fees or charges for credit limit increases.

CALL TO SCHEDULE A FREE CONSULTATION: 844-PROUD1-2!

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